Before applying for mortage loans or mortage refinance, you should always remember that New York state mortage rates fluctuate on a daily basis. Therefore it is important to revisit this site often to obtain the latest mortage rates for New York state before applying for a new mortgage or refinancing your current mortage. Above you will find today's mortage rates for the most popular mortage products available in New York state. These rates are based on more than 200 New York state mortage companies poll for their mortage products and offers and are updated daily. These mortage rates, as well as the list of New York mortage companies with their current mortage offerings, should give you a good starting point for your mortage related search.